This year we have noticed
more retirees remaining on Hawaii Island since the departure of the snowbirds last month. They really
stick out with their coiffed hair, tweed caps, black silk shirts, long pants,
and patent leather shoes. We see them struggle to carry their garbage
out, argue with the gardeners, and frown at the food displayed in our local grocery
store. We never see them at the beach, lying in the sun, or laughing. These recently arrived 70-something
year olds may have waited way too long to retire to Hawaii.
The transition from “mainland
clothes” to sandals, shorts, loose shirts, and wild hair takes a
while. It takes a while for the rejuvenating effects of the sun, warm
weather, local food, and laid back lifestyle in Hawaii to increase your energy
and health. It takes a while to realize that nobody cares what a
big shot you were on the mainland and that yelling gets (at best) no response
in Hawaii. It takes a while to focus on Hawaii’s beaches, sunshine, and
peacefulness and give up on the mainland’s addictive foods, restaurants, and
malls.
Recent studies have shown that
retiring earlier leads to living longer, in contradiction to older studies that
showed working longer correlated to living longer. Researchers at the Tinbergen Institute at the
University of Amsterdam compared Dutch men who retired early (age 55 instead of
in their mid-60’s) and found that early retirement decreased their chance of
dying within the next five years by 42.3%. The researchers concluded that lower
stress levels contributed to the lower mortality rates. Stress in the
workplace, since the
economic downturn, may
be partially responsible for the higher death rate of older workers. However, observing the difficulty new
elderly residents are having adjusting to retirement, waiting too long to
retire may also be part of the reason.
The growing fear among Boomers of
running out of money before they die is creating another type of stress.
Money stress keeps people in stressful jobs longer and counters any health
improvements a Hawaii lifestyle might offer. Retiring earlier brings you
the mental and health benefits of the relaxed, laid back Hawaii lifestyle
sooner.
We believe that money is not
a good tradeoff for health which led to our move to Hawaii Island
in our 50’s. Watching the
elderly newcomers hobble from their newly purchased Hawaii condos, we wonder
when they will switch to clothes more suitable to a tropical island.
We wonder if they will stay long enough to get any of the benefits
of living in Hawaii.
You need a minimal level of
health to walk, swim, lie in the sun, and enjoy what Hawaii has to offer.
Waiting too long makes it more difficult to move across the ocean and create a
low-maintenance, tropical lifestyle. So, if you are dreaming about
retiring in Hawaii, don’t wait too long.